Pay for the account you use, not the one you might
A free plan that is genuinely usable, and two paid plans that add limits and support rather than holding features hostage. No setup fee, no exit fee, no minimum term.
Standard
For one person managing an ordinary month of money.
- 1 currency account
- 1 virtual card
- Instant internal transfers
- Free domestic transfers
- PDF & CSV statements
- Email support, 2 business days
Plus
For people who hold more than one currency and travel.
- 4 currency accounts
- 3 virtual + 1 physical card
- Cross-border at 0.4%
- Freeze & limits per card
- Savings goals with automations
- Priority support, 4 hours
Business
For teams that need roles, approvals and clean books.
- Unlimited currency accounts
- Cards per team member
- Roles, limits & approvals
- Batch & scheduled payments
- Accountant-ready exports
- Named support contact
Feature comparison
| Currency accounts | 1 | 4 | Unlimited |
|---|---|---|---|
| Virtual cards | 1 | 3 | 10+ |
| Physical card | Paid | Included | Included |
| Internal transfers | Free | Free | Free |
| Domestic transfers | Free | Free | Free |
| Cross-border fee | 0.6% | 0.4% | 0.4% |
| Savings goals | — | Included | Included |
| Team roles | — | — | Included |
| Approval thresholds | — | — | Included |
| Statement export | CSV | CSV + PDF | CSV + PDF + API |
| Support response | 2 business days | 4 hours | Named contact |
Pricing questions
Is there really a free plan?
Yes. Standard has no monthly fee and no minimum balance. It includes a currency account, a virtual card and free domestic transfers. Limits apply, and they are listed in the comparison table.
Can I change plan later?
Any time, and the change takes effect from the next billing date. Downgrades are never charged an exit fee.
What is not included?
Cross-border conversion, physical card production and out-of-plan cash withdrawals are charged at cost and always shown before you confirm.
Do you charge for closing an account?
No. There is no exit fee on any plan and no minimum term to sit out.
Are there hidden fees?
No. Every fee is shown in full before you confirm a payment, and the pricing page lists each one. There is no exit fee on any plan and no minimum term.
Not sure which plan fits?
Tell us how you use your account and we will point you at the cheaper one, even if it is the free one.