Business

A business account that closes the month quickly

Multi-user access with real approval limits, statements your accountant will not complain about, and payment rails that work in the countries you actually trade in.

Built for teams, not just people

Roles and limits

Give a bookkeeper read access and a founder spending authority. Approvals above a threshold need a second pair of eyes.

Statements that balance

Monthly PDF statements plus CSV exports where every row ties back to a posting — no rounding drift.

Batch and scheduled payments

Queue supplier runs, set a settlement date, and see the total debit before the batch commits.

Team cards

Issue a card per person with its own limit. Freeze a leaver's card in one tap without touching anyone else's.

Cash position

One number for total cash across every currency account, refreshed from the ledger rather than a nightly job.

Working capital

Apply for a facility, read the amortisation schedule before you accept, and track repayment alongside cash flow.

Approvals

Spending authority that is actually enforced

Limits are checked server-side on every action, not hidden in a settings screen. A payment above a user's threshold routes to an approver and cannot be pushed through.

  • Per-user thresholdsSet an amount each role can move alone. Anything above it enters the approval queue.
  • Named approversThe requester cannot approve their own payment, even if they hold the approver role.
  • Full request historyEvery approval carries requester, approver, decision and timestamp — exportable for audit.

Approval queue

2 pending
Supplier — Ferro Ltd
Requested by D. Marín
4,820.00
Payroll run — Oct
Requested by P. Nair
32,400.00

Requester cannot approve their own payment.

On the platform

Built for scale

24/7

Account access

0.4%

Cross-border fee

Same day

Typical onboarding

100%

Ledger reconciliation

Move the company account across

We will help you plan the switch so payroll and supplier runs are not interrupted.